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Instant Payouts

Instant Payouts pay your earnings straight to your own wallet on every paid call, automatically. There is no balance to withdraw, no payout schedule, and no point at which the platform holds your money.

When it is on, each payment to your service is settled through a per-provider on-chain vault. In a single transaction the vault takes the platform fee and forwards the rest to your wallet. The vault never keeps a balance between transactions, so your funds are never custodied.

:::tip Turn it on Open the Gateway dashboard → Settings → Instant Payouts and click Turn on instant payouts. Your payout wallet is your login wallet, and only you can change it. :::

How a payment splits​

buyer pays the advertised price (gasless, EIP-3009 signed)
        │
        ▼
   your service vault  ── in ONE transaction ──►  platform fee  → treasury
                                                  your net      → your wallet
  • The buyer pays the advertised price for the call, exactly as before.
  • The platform fee is taken from your cut. You receive price - fee.
  • Both transfers happen atomically in the settlement transaction. The vault holds nothing afterward.
  • Buyers never pay gas. A relayer submits the settlement and covers gas for them.

The fee​

  • A single percentage fee per payment, shown to you in the Instant Payouts panel before you turn it on.
  • The fee is taken from your cut, never added on top of what the buyer pays.
  • There is an immutable maximum fee cap enforced in the contract. No setting or governance action can ever charge above that cap.

Your payout wallet​

  • Your payout wallet defaults to your login wallet.
  • Only you can change your withdraw address. Governance cannot change it for you, by design. This is what keeps payouts non-custodial to you.
  • Because settlement lands in your wallet on every call, there is nothing to claim and nothing that can be frozen mid-payout.

Turning it on for an existing service​

If your service already advertises a plain recipient address, the Gateway can switch it over to Instant Payouts:

  1. Open Settings → Instant Payouts and choose Switch on instant payouts.
  2. Your service's payment address is updated to your vault address.
  3. From that point on, every paid call splits automatically and settles to your wallet.

Payments that already settled are unaffected. Only new calls use the new path.

How it is managed internally​

Instant Payouts run on a set of audited-by-design smart contracts on the XDC network (chainId 50). A few properties are worth knowing as a provider:

  • Non-custodial. Vaults are asserted to hold a zero balance after every settlement. The platform never takes custody of provider earnings.
  • You own your withdraw address. Nobody but you can redirect where your money lands.
  • Money-critical controls are governed, not ad-hoc. Anything that touches money (the fee, the treasury, contract upgrades) sits behind a multisig plus an on-chain time lock, so such a change is public and delayed before it can take effect. It cannot be flipped instantly by a single key.
  • Onboarding is separated from money. The automated key that registers new provider vaults cannot move funds, change fees, change your withdraw address, upgrade the contracts, or pause the system. Its worst case is a recoverable operational hiccup, never a loss of funds.
  • Emergency pause. The platform can be paused by the multisig if something looks wrong, without ever moving anyone's funds.
note

Contract addresses, the role matrix, and the full history of governance actions are indexed and visible on-chain. They are kept out of these docs on purpose. Ask us if you want to review them.

FAQ​

Do I have to withdraw anything? No. Earnings land in your wallet on each call. Instant Payouts replaces the withdraw step entirely.

Does turning it on cost me anything? Turning it on is free. The only cost is the per-payment platform fee, taken from your cut on calls that actually get paid.

Can the platform take my earnings? No. Settlement pays you directly and the vault holds nothing between transactions. Only you can change your withdraw address.

Do my buyers notice a difference? No. They pay the same advertised price, still gasless. Only the settlement path behind the scenes changes.

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